New York
Utica
1821 Rutger Street

$185,000

1821 Rutger Street, Utica, NY 13501

4 beds |
3 baths |
1,768 sqft

Multi-Family Home
Built in 1925
4,800sqft lot
2 car garage
$105/sqft
Listed 5 days ago

Property Description

Just steps from beautiful Proctor Park, this multi-family home offers versatility for investors & owner-occupants!. Each unit has separate utilities and there’s a 2-stall garage that could be used personally or rented for additional income. The second-floor apartment is enhanced by 3rd floor finished attic space... complete with an additional half bath and flexible living area, creating valuable extra square footage. While the property needs some updates, it’s a great opportunity to build equity, generate cash flow, or enjoy the benefits of living in one unit while offsetting your mortgage with rental income.

Listing Status:: Pending
Date Added:: September 8, 2025 at 05:00AM
Listing Office:: Hunt Real Estate ERA : 315-801-9705
Listing Agent:: Ciro Raspante : 315-796-4741
MLS ID:: S1636206

This listing courtesy of Ciro Raspante, Hunt Real Estate ERA

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Albany Elementary School

1151 Albany St Ste 1, Utica, NY, 13501

Grades KG-6

0.43 miles away

John F Kennedy Middle School

500 Deerfield Dr E, Utica, NY, 13502

Grades 7-8

2.13 miles away

Thomas R Proctor High School

1203 Hilton Ave, Utica, NY, 13501

Grades 9-12

0.80 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.